Getting fit is often a top priority for many people, as maintaining a healthy lifestyle is crucial for overall wellbeing. However, achieving fitness goals can often be costly, or at least perceived as such.

Gym memberships, workout gear and nutritional supplements can be quite expensive. However, what many people don’t realize is that some insurance providers offer discounts and incentives for policyholders who prioritize their health and fitness.

Benefits of staying fit

There are countless benefits to staying fit.

In addition to the obvious benefits to physical health, such as weight loss and decreased risk for disease, being physically active can lead to improved mental health, increased energy levels and reduced stress. People who stay active and fit also often have stronger immune systems, which can lead to fewer doctor visits and lower healthcare costs overall.

Insurance discounts for fitness

Many insurance providers recognize the many benefits of staying fit and healthy and offer discounts and incentives to policyholders who make their health a priority.

These incentives may come in various forms and can include discounts on gym memberships, free fitness classes or even cash rewards for meeting certain fitness goals.

Gym membership discounts

Gym memberships can be costly, and for many people, they are simply not affordable. However, some insurance companies offer discounted or even completely free gym memberships to policyholders.

For example, Blue Cross Blue Shield offers discounts on gym memberships through their Well on Target program, which is available to policyholders in certain states. Other insurance providers offer similar discounts, so it’s worth checking with your insurance company to see if this is an option for you.

Discounted fitness classes

In addition to gym membership discounts, many insurance providers offer discounts on fitness classes. These classes may be held at a local gym or fitness center, or may be offered online.

Examples of classes that may be covered include yoga, Pilates, Zumba and CrossFit. Some insurance providers even offer classes that are specifically designed for individuals with certain medical conditions such as diabetes or heart disease.

Consult your insurance plan coverage to see if you might be eligible for these type of classes through your plan.

Cash incentives for fitness goals

Some insurance providers offer cash incentives to policyholders who meet certain fitness goals. For example, United Healthcare offers their Motion program, in which policyholders can earn up to $1,000 per year for reaching certain fitness milestones.

Other insurance providers offer similar programs, so it’s worth checking with your insurance company to see if they offer any type of incentive program for meeting fitness goals.

How to qualify for incentives

To qualify for insurance discounts and incentives, policyholders may need to meet certain requirements.

These requirements may include meeting a certain number of gym visits per month, taking a certain number of fitness classes or meeting certain fitness goals such as weight loss or running a 5K race.

Conclusion

Staying fit and healthy is important for every individual, and insurance providers are recognizing the value of healthy habits.

By taking advantage of insurance discounts and incentives, it is possible to make fitness more affordable and achieve your goals sooner than later. So, don’t miss out on these opportunities and explore the discounts and incentives offered by your insurance provider today!.