Eye bags and dark circles under the eyes are common concerns for individuals who want to look their best. Eye bag surgery is a popular cosmetic procedure that helps to eliminate bags under the eyes and puffiness caused by fat, wrinkles, and loose skin.

If you have been considering eye bag surgery, it’s important to understand what your health insurance covers. This article will explore the different types of eye bag surgery and what your health insurance may cover for this procedure.

Types of Eye Bag Surgery

There are several types of eye bag surgery, and the specific type of surgery you undergo will depend on the severity of your eye bags and your doctor’s recommendation. Here are the most common types of eye bag surgery:.

Blepharoplasty

Blepharoplasty is a surgical procedure that removes excess skin and fat from the upper and lower eyelids. This type of surgery is often used to treat bags under the eyes, as well as drooping eyelids, wrinkles, and other signs of aging.

Blepharoplasty can be performed on one or both eyes, and it can be done under local or general anesthesia.

Transconjunctival Blepharoplasty

Transconjunctival blepharoplasty is a less invasive form of eye bag surgery that involves making small incisions on the inside of the lower eyelid to remove excess fat.

This method is often used for younger patients who have fewer wrinkles and less loose skin under the eyes.

Laser Resurfacing

Laser resurfacing is a non-surgical procedure that uses a laser to remove the top layers of skin around the eyes. This method is often used to treat fine lines, wrinkles, and dark circles under the eyes.

Laser resurfacing can be done on its own or in conjunction with other types of eye bag surgery.

What Health Insurance Covers for Eye Bag Surgery

Eye bag surgery is considered a cosmetic procedure, which means that health insurance plans do not typically cover the costs of this procedure. However, there are some exceptions that you should be aware of:.

Medical Necessity

If your eye bags are severe enough to impair your vision, your health insurance may cover the costs of blepharoplasty or other types of eye bag surgery.

In order to qualify for coverage, your eye bags must be causing a visual field obstruction, meaning that they are blocking your peripheral vision.

Reconstructive Surgery

If you have undergone a traumatic injury or have a congenital condition that has caused your eye bags, your health insurance may cover the costs of reconstructive eye bag surgery.

This type of surgery is considered a medical necessity, and it is often covered by health insurance plans.

Out-of-Pocket Costs

Even if your health insurance does not cover eye bag surgery, there are still ways to make the cost of the procedure more affordable.

Many healthcare providers offer payment plans or financing options that can help you spread out the cost of the surgery over time. Additionally, you may be able to use a health savings account (HSA) or a flexible spending account (FSA) to pay for the cost of the procedure.

Conclusion

Eye bag surgery can be a life-changing procedure for individuals who want to improve their appearance and self-confidence.

While health insurance plans do not typically cover the costs of this procedure, there are exceptions for cases involving medical necessity or reconstructive surgery. If you are considering eye bag surgery, be sure to talk to your doctor about your options and the costs involved.