Diabetes is one of the most prevalent chronic illnesses in the world, affecting millions of people. According to the World Health Organization (WHO), approximately 422 million people had diabetes in 2014.
Diabetes Mellitus is a chronic condition that occurs when the body cannot produce or effectively use the hormone insulin. There are two primary types of Diabetes Mellitus: Type 1 and Type 2. Both types require ongoing treatment and management, which can be expensive. In this article, we will discuss health coverage for Diabetes Mellitus.
What is Diabetes Mellitus?
Type 1 Diabetes Mellitus is an autoimmune disease that affects children and young adults. In Type 1 Diabetes Mellitus, the body’s immune system attacks and destroys the insulin-producing cells in the pancreas.
As a result, the body cannot produce insulin, which is necessary for glucose to enter the cells and provide energy.
Type 2 Diabetes Mellitus occurs when the body cannot effectively use insulin or when it does not produce enough insulin. This type of Diabetes Mellitus is typically diagnosed in adults, although it can occur in children.
What are the symptoms of Diabetes Mellitus?
The symptoms of Diabetes Mellitus include frequent urination, excessive thirst, extreme hunger, weight loss, tiredness, blurred vision, and slow healing of cuts and bruises.
The symptoms of Type 1 and Type 2 Diabetes Mellitus are similar, but they may develop more rapidly in Type 1 Diabetes Mellitus.
How is Diabetes Mellitus treated?
Diabetes Mellitus is treated with medications, lifestyle changes, and regular monitoring of blood glucose levels. The goal of treatment is to keep the blood glucose levels within a specific range to prevent complications.
Medications for Diabetes Mellitus include insulin, which is typically administered by injection, and oral medications that stimulate the pancreas to produce insulin or improve the body’s ability to utilize insulin.
Lifestyle changes, such as maintaining a healthy diet and regular exercise, can also help manage Diabetes Mellitus.
Monitoring blood glucose levels is essential to managing Diabetes Mellitus, and people with Diabetes Mellitus may need to check their blood glucose levels several times a day. They may also need to monitor other health parameters, such as blood pressure and cholesterol levels.
What is Health Coverage?
Health coverage refers to the benefits a person receives from a healthcare plan or insurance policy. The goal of health coverage is to provide financial protection and access to healthcare services.
Health coverage can include services such as routine doctor’s visits, hospital stays, prescription medications, and medical equipment.
Does Health Coverage Cover Diabetes Mellitus?
Most health insurance policies and healthcare plans cover the treatment and management of Diabetes Mellitus. However, the extent of coverage can vary depending on the policy and plan.
Some plans may cover all costs associated with Diabetes Mellitus treatment, while others may only cover a portion of the costs.
What Type of Health Coverage is Available for Diabetes Mellitus?
There are several types of health coverage available for Diabetes Mellitus. These include:.
1. Private Health Insurance
Private health insurance is offered by private insurance companies. The coverage and cost of private health insurance can vary depending on the policy.
Some private health insurance policies may cover all costs associated with Diabetes Mellitus, while others may only cover a portion of the costs.
2. Medicare
Medicare is a federal health insurance program for people who are 65 years of age or older, people with certain disabilities, and people with End-Stage Renal Disease.
Medicare coverage for Diabetes Mellitus includes doctor’s visits, medications, and medical equipment.
3. Medicaid
Medicaid is a joint federal and state health insurance program for people with low income. Medicaid coverage for Diabetes Mellitus includes doctor’s visits, medications, and medical equipment.
4. Employer-Sponsored Health Insurance
Employer-sponsored health insurance is offered by some employers as a benefit to their employees. The coverage and cost of employer-sponsored health insurance can vary depending on the employer’s policy.
Some employer-sponsored health insurance policies may cover all costs associated with Diabetes Mellitus, while others may only cover a portion of the costs.
5. Affordable Care Act (ACA) Marketplace Plans
The ACA marketplace plans are available to people who do not have access to employer-sponsored health insurance or public health insurance programs, such as Medicare or Medicaid.
The coverage and cost of ACA marketplace plans can vary depending on the policy.
Conclusion
Diabetes Mellitus is a chronic condition that requires ongoing management and treatment. Most health insurance policies and healthcare plans cover the treatment and management of Diabetes Mellitus.
It is essential to understand the extent of coverage provided by your policy or plan to ensure that you receive the care you need to manage Diabetes Mellitus.