Health insurance is essential to safeguard our well-being and cover the costs of medical treatments.

While most people are familiar with the typical diseases and conditions that health insurance policies cover, there are some lesser-known diseases that may come as a surprise. In this article, we will explore ten surprising diseases that your health insurance might cover.

1. Lyme Disease

Lyme disease is a tick-borne illness caused by the bacterium Borrelia burgdorferi. Common symptoms include fever, fatigue, joint pain, and a characteristic skin rash.

Many health insurance policies cover the necessary tests, medications, and even long-term treatment options for Lyme disease, as it is a prevalent condition in certain regions.

2. Gender Dysphoria

Gender dysphoria is a condition where an individual experiences distress due to a mismatch between their assigned sex at birth and their gender identity.

Health insurance companies often cover gender-affirming treatments and procedures, such as hormone therapy and gender reassignment surgeries, to ensure comprehensive care for individuals with gender dysphoria.

3. Obesity

Obesity is a medical condition characterized by excessive body weight. It can lead to various health issues such as heart disease, diabetes, and joint problems.

Some health insurance policies cover the treatment of obesity, including weight management programs, nutritional counseling, and bariatric surgeries, to promote healthy weight loss and overall well-being.

4. Infertility

Infertility can be emotionally and financially challenging for couples trying to conceive.

Fortunately, many health insurance plans offer coverage for diagnosis and treatment of infertility, such as fertility testing, in vitro fertilization (IVF), and other assisted reproductive technologies. The extent of coverage may vary, so it’s important to review your policy.

5. Autism Spectrum Disorder (ASD)

ASD is a neurodevelopmental disorder that affects communication, social interaction, and behavior.

Health insurance companies often cover services for individuals diagnosed with ASD, including diagnostic assessments, therapy sessions (such as speech, occupational, and behavioral therapy), and medications prescribed to manage related symptoms.

6. Mental Health Conditions

It’s encouraging to see an increasing number of health insurance policies covering mental health conditions.

Whether it’s depression, anxiety disorders, bipolar disorder, or other conditions, insurance companies provide coverage for therapy sessions, medications, and inpatient treatment when necessary. Mental health is receiving the attention it deserves in healthcare.

7. HIV/AIDS

Human immunodeficiency virus (HIV) and acquired immunodeficiency syndrome (AIDS) are serious medical conditions that require ongoing treatment and care.

Health insurance plans often cover antiretroviral therapy (ART) medications, regular blood tests, and other necessary medical interventions to manage HIV/AIDS.

8. Eating Disorders

Eating disorders, such as anorexia nervosa, bulimia nervosa, and binge-eating disorder, are complex mental health conditions with severe physical consequences.

Health insurance coverage for eating disorders usually includes psychotherapy, counseling, nutritional support, and specialized treatment programs to aid in recovery and ensure holistic care.

9. Substance Abuse

Substance abuse and addiction can have devastating effects on an individual’s physical and mental health.

Many health insurance policies now provide coverage for the treatment of substance abuse, including detoxification, outpatient counseling, residential rehabilitation, and medications as part of addiction management programs.

10. Sleep Disorders

Sleep disorders, such as sleep apnea, insomnia, and narcolepsy, can significantly impact an individual’s overall health and quality of life.

Health insurance plans typically cover sleep studies, diagnostic tests, continuous positive airway pressure (CPAP) machines, and other related treatments to ensure proper management and improve sleep quality.

These surprising diseases are just a few examples of the conditions that your health insurance might cover.

It’s important to review your specific policy and understand the coverage details to make the most of your insurance benefits when facing any unexpected health challenges.